Scripps Ranch real estate agent for buying, selling, and ADUs.
I’m Zach, a real estate broker at Utmost. I’ve personally closed $201 million in home sales across 267 transactions, I’ve helped Scripps Ranch buyers with everything from a townhome off Scripps Ranch Boulevard to a single-family home in the Loire Valley neighborhood, and I help owners plan ADUs here too.
Market figures: Redfin, 92131, September 2026. Updated monthly.
Zach's track record
The Scripps Ranch housing market
In September 2026, the median home in 92131 sold for $1,318,613, down 4.8% from a year earlier. Homes sold in a median of 27 days, for 98.8% of list price on average, and 63 homes sold, down from 72 a year before.
If you’re selling
Prices are down slightly from last year and fewer homes are selling. Homes priced from the right nearby sales are still selling for close to full price in about four weeks, while homes priced too high tend to sit.
If you’re buying
Scripps Ranch offers single-family homes from the 1970s on, among eucalyptus groves and around Lake Miramar, plus townhomes and condos at lower price points. Get pre-approved so you’re ready when the right home comes up.
If you own and want more income
Many Scripps Ranch lots have room for a detached ADU or a garage conversion. Fire hazard zones and HOA rules need a closer look before you design.
Scripps Ranch neighborhoods
Lake Miramar
Single-family homes on the streets around Lake Miramar, a city reservoir with a paved loop of about five miles that’s popular for walking, running, and biking.
Original Scripps Ranch
Single-family homes from the 1970s and 1980s along tree-lined streets off Scripps Ranch Boulevard, including the French-named streets of the Loire Valley neighborhood, near Evans Pond.
Stonebridge Estates
Newer single-family homes on the eastern edge of Scripps Ranch, backing up to open space toward Poway.
Schools: most Scripps Ranch homes are in the San Diego Unified School District. Check boundaries for a specific address on the district site.
Scripps Ranch surrounds Lake Miramar with tree-lined streets, parks, and open space, with I-15 on the west edge for trips north and south. I’ll help you find the street that fits.
Adding an ADU in Scripps Ranch
Scripps Ranch is in the City of San Diego, so ADUs follow the city’s rules. Here is what shapes most projects.
- How many: a single-family lot can usually add one detached ADU, one converted ADU, and one JADU of up to 500 square feet inside the home.
- Size and setbacks: a detached ADU can be up to 1,200 square feet, with 4-foot side and rear setbacks.
- Fire zones: much of Scripps Ranch is in a Very High Fire Hazard Severity Zone, where fire-resistant construction applies and bonus ADUs aren’t allowed on cul-de-sacs or streets with a single way in and out.
- HOAs: state law keeps HOAs from banning ADUs on single-family lots, but they can set reasonable design rules, so check your CC&Rs.
- Parking: usually none required within a half mile of major transit. Much of Scripps Ranch is farther from transit, so check whether your address qualifies.
- Rules change, so confirm details with the City of San Diego before you design.
What clients say
“Zach has so many connections in the industry... from options for loans and inspections prior to purchase, to handymen and house cleaners for once the house closes.”
“Zach has been an absolute pleasure to work with from the start. He has an incredible ability to understand exactly what you’re looking for and he is an extremely hard worker.”
“Zach was awesome. He maintained constant communication with us throughout the whole process. He answered my questions no matter what time of day I reached out to him.”
Scripps Ranch questions
Who is a good real estate agent in Scripps Ranch?
Look for an agent with recent Scripps Ranch purchases and sales, strong reviews, and a clear plan for pricing or offers. I’m a real estate broker who has personally closed $201 million in home sales across 267 transactions, and I have a 5.0-star rating from 163 Google reviews.
How much is my Scripps Ranch home worth?
It depends on recent sales of similar homes near yours. The median home in 92131 sold for $1,318,613 in September 2026, but values vary a lot between townhomes near I-15, homes around Lake Miramar, and newer homes in Stonebridge Estates. Request a free value analysis and I’ll price your home from nearby sold homes.
How long does it take to sell a home in Scripps Ranch?
Homes in 92131 sold in a median of 27 days in September 2026. Most sellers spend another two to three weeks getting ready to list, and escrow usually takes about 30 days after an offer is accepted.
Can I build an ADU on my Scripps Ranch property?
Most single-family lots in Scripps Ranch can add a detached ADU of up to 1,200 square feet, a converted ADU, and a JADU of up to 500 square feet, under City of San Diego rules. Fire hazard zones, street access, and HOA rules are the details to check first.
What area does 92131 cover?
92131 covers Scripps Ranch, including the neighborhoods around Lake Miramar and Stonebridge Estates, east of I-15 between MCAS Miramar and Poway.
Can you help me sell my Scripps Ranch home and buy my next one?
Yes. I coordinate both sides so your sale and purchase line up, and as a licensed loan originator I can help you understand financing for the next home.
Buying or selling in Scripps Ranch?
Start with a value analysis from recent Scripps Ranch sales, or call me to talk through your plans.