Chula Vista real estate agent for buying, selling, and ADUs.
I’m Zach, a real estate broker at Utmost. I’ve personally closed $201 million in home sales across 267 transactions, I’ve helped Chula Vista buyers and sellers with everything from townhomes in Otay Ranch to single-family homes in western Chula Vista, and I help owners plan ADUs here too.
Recent Chula Vista Sales
Represented the buyers. Bought $15,900 under the list price.
Represented the sellers of this Otay Ranch twinhome, three years after helping them buy it.
Represented the buyers. Bought $16,000 under the list price.
Represented the sellers. Sold over the original list price after 6 days on the market.
Selling on Crimson Court
I priced the Otay Ranch townhome from recent sales nearby and launched it ready to show. It went under contract six days later and sold for $41,000 over the original asking price.
The Chula Vista housing market
In September 2026, the median home sold for $891,738 in 91913, $789,768 in 91910, $779,771 in 91911, $831,006 in 91915, and $1,274,625 in 91914. Prices rose 10.4% in 91914 and 9.4% in 91913 from a year earlier, and fell 8.4% in 91910. Across the five ZIPs, 405 homes sold, up from 397 a year before, in a median of 21 to 44 days, for 97.7% to 100.6% of list price on average.
If you’re selling
Most Chula Vista ZIPs are selling at or just above list price in about three to four weeks. Homes priced from the right nearby sales are selling quickly, while higher-priced homes in 91914 take longer and leave more room to negotiate.
If you’re buying
Chula Vista offers older single-family homes and condos in the west, and newer townhomes and single-family homes in Otay Ranch and Eastlake. Many homes are selling at full price, so get pre-approved and be ready to move when the right one comes up.
If you own and want more income
Many Chula Vista lots have room for a detached ADU or a garage conversion. In Otay Ranch and Eastlake, check lot size and HOA design review before you design.
Chula Vista neighborhoods
Western Chula Vista
Older single-family homes, condos, and apartments west of Interstate 805, with shops and restaurants in Third Avenue Village and Blue Line trolley stations along Interstate 5.
Otay Ranch
Newer planned villages in 91913 and 91915 with townhomes, single-family homes, and neighborhood parks, close to Otay Ranch Town Center and State Route 125.
Eastlake
Planned neighborhoods in 91914 and 91915 with homes ranging from townhomes to larger single-family homes, a golf course, and Lower Otay Lake and the Olympic training center nearby.
The bayfront
West of Interstate 5, the Chula Vista Bayfront has a marina, Bayside Park, and the Gaylord Pacific Resort, which opened in 2025, with older neighborhoods a short drive inland.
Schools: most Chula Vista homes are in the Chula Vista Elementary School District and the Sweetwater Union High School District. Check boundaries for a specific address on the district site.
Chula Vista stretches from the bayfront and Third Avenue east to Otay Ranch, Eastlake, and Lower Otay Lake, with Interstate 5, Interstate 805, State Route 125, and the trolley close by. I’ll help you find the neighborhood that fits.
Adding an ADU in Chula Vista
Chula Vista is its own city, so ADUs follow the City of Chula Vista’s rules. Here is what shapes most projects.
- How many: a single-family lot can usually add one ADU and one JADU of up to 500 square feet inside the home. The City Council declined to allow a second detached ADU in 2024.
- Size and setbacks: a detached ADU can be up to 1,200 square feet and usually 16 feet tall, with 4-foot side and rear setbacks.
- Parking: usually none required within a half mile of major transit. Western Chula Vista is near the Blue Line trolley, while much of the east is farther away, so check whether your address qualifies.
- HOAs: state law keeps HOAs from banning ADUs, but many Otay Ranch and Eastlake associations still review design, so check your CC&Rs early.
- Rules change, so confirm details with the City of Chula Vista before you design.
What clients say
“He was very engaged from our first meeting all the way through closing. His knowledge of the local area and guidance through the entire home buying process helped us find our first home in a challenging market.”
“If you want things done the right way for the best price, Zach is the easy choice. I was able to sell my house for a MAX amount of money AND buy a house with him.”
“He's helpful, responsive and knowledgeable. He took the time to answer our questions and kept our interests in mind. He also worked really fast for our tight time schedule and we were able to find our dream home in three weeks.”
Chula Vista questions
Who is a good real estate agent in Chula Vista?
Look for an agent with recent Chula Vista purchases and sales, strong reviews, and a clear plan for pricing or offers. I’m a real estate broker who has personally closed $201 million in home sales across 267 transactions, and I have a 5.0-star rating from 163 Google reviews.
How much is my Chula Vista home worth?
It depends on recent sales of similar homes near yours. The median home sold for $891,738 in 91913 and $789,768 in 91910 in September 2026, but values vary a lot between condos in western Chula Vista, townhomes in Otay Ranch, and larger homes in Eastlake. Request a free value analysis and I’ll price your home from nearby sold homes.
How long does it take to sell a home in Chula Vista?
Homes in Chula Vista sold in a median of 21 to 44 days in September 2026, depending on the ZIP, with 91913 at 30 days. Most sellers spend another two to three weeks getting ready to list, and escrow usually takes about 30 days after an offer is accepted.
Can I build an ADU on my Chula Vista property?
Most single-family lots in Chula Vista can add a detached ADU of up to 1,200 square feet and a JADU of up to 500 square feet, under City of Chula Vista rules. Lot size, HOA design review, and parking near transit are the details to check first.
What ZIP codes does Chula Vista cover?
91910 covers northwest Chula Vista, 91911 the southwest, 91913 most of Otay Ranch, 91914 northern Eastlake and the hills to the north, and 91915 the eastern Otay Ranch and Eastlake areas.
Can you help me sell my Chula Vista home and buy my next one?
Yes. I coordinate both sides so your sale and purchase line up, and as a licensed loan originator I can help you understand financing for the next home.
Buying or selling in Chula Vista?
Start with a value analysis from recent Chula Vista sales, or call me to talk through your plans.