Home loans with someone who knows the whole deal.
I'm a real estate broker and a licensed mortgage loan originator with C2 Financial. I give you the big-picture guidance on your loan, and my lending partner works your file day to day, so your purchase and your loan stay on the same page from pre-approval to closing.
How financing works with me
Five steps from your first conversation to funding, with your loan and your purchase on the same timeline.
- 1
Your goals
We talk through your budget, down payment, timeline, and what monthly payment feels comfortable.
- 2
Pre-approval
You apply and get pre-approved so we know your price range at current rates before you write an offer.
- 3
Compare options
I help you review loan estimates side by side so you can see rate, fees, and cash to close clearly.
- 4
Lock and process
Once you are under contract, my lending partner handles appraisal and underwriting day to day while I keep escrow and the loan on the same timeline.
- 5
Close
Final approval, signing, and funding, then the keys are yours.
When your agent understands your financing, offers are stronger and closings are smoother.
Financing questions
Why get pre-approved before house hunting?
It shows what you qualify for based on your income and today's interest rates, so you shop in the right price range and sellers take your offer seriously.
Can you help me compare loan offers?
Yes. Send me the loan estimates you have, and I will walk you through the rate, fees, and cash to close so you can compare them fairly.
Can you help me refinance?
Yes. If rates or your plans have changed, we can review your current loan and show whether a refinance or a home equity line of credit makes sense.
Who will be working on my loan?
Both my lending partner and me. I give you high-level guidance and make sure the loan fits your purchase, and my lending partner handles the day-to-day work on your file. That way I can stay focused on finding, negotiating, and closing your home. You are always free to use any lender you choose.
Can you help with the UC San Diego MOP loan?
Yes. The MOP comes from the University of California, so your loan officer is at the UC Office of Loan Programs, and I work alongside them on the purchase. I’ve helped 17 UC San Diego faculty families buy homes since 2016, most of them with the MOP. Learn how the MOP works.
What loan types can you help with?
All the common types: FHA, VA, conventional, adjustable-rate mortgages (ARMs), home equity lines of credit (HELOCs), and more. Through C2 Financial we can shop many lenders to find the right fit for you.
Questions about financing?
Call me to talk through pre-approval, comparing offers, or a refinance.