Point Loma real estate agent for buying, selling, and ADUs.
I’m Zach, a real estate broker at Utmost. I’ve personally closed $201 million in home sales across 267 transactions, I work with Point Loma buyers and sellers, from townhomes near Liberty Station to view homes in La Playa and the Wooded Area, and I help owners plan ADUs here too.
Market figures: Redfin, 92106, September 2026. Updated monthly.
Zach's track record
The Point Loma housing market
In September 2026, the median home in 92106 sold for $1,722,494, down 9.3% from a year earlier. Homes sold in a median of 26 days, for 98.3% of list price on average, and 48 homes sold, down from 49 a year before.
If you’re selling
The median price is down from last year, with about the same number of homes selling. Well-priced homes are still selling for close to full price in under four weeks, so pricing from the right nearby sales matters.
If you’re buying
Point Loma offers bay-view homes, mid-century houses, and newer townhomes near Liberty Station, at prices higher than most of the city. With prices softer than last year, there is more room to negotiate, so get pre-approved before you start.
If you own and want more income
Many Point Loma lots have room for a detached ADU or a garage conversion. Hillside lots, the coastal zone, and the 30-foot height limit need a closer look before you design.
Point Loma neighborhoods
La Playa and the Wooded Area
Larger homes on the bay side of the peninsula, from La Playa near the yacht clubs to the tree-lined hillside streets of the Wooded Area.
Roseville and Shelter Island
Homes, condos, and townhomes near Shelter Island, the America’s Cup Harbor marinas, and the restaurants and shops along Rosecrans Street and Shelter Island Drive.
Liberty Station
Newer homes and townhomes on the former Naval Training Center, now home to shops, restaurants, parks, and the Arts District at Liberty Station.
Schools: most Point Loma homes are in the San Diego Unified School District. Check boundaries for a specific address on the district site.
Point Loma puts the bay, Shelter Island, Liberty Station, and Cabrillo National Monument close to home, with the airport and downtown a short drive away. I’ll help you find the street that fits.
Adding an ADU in Point Loma
Point Loma is in the City of San Diego, so ADUs follow the city’s rules. Here is what shapes most projects.
- How many: a single-family lot can usually add one detached ADU, one converted ADU, and one JADU of up to 500 square feet inside the home.
- Size and setbacks: a detached ADU can be up to 1,200 square feet, with 4-foot side and rear setbacks.
- Parking: usually none required within a half mile of major transit. Much of Point Loma is farther from major transit, so check whether your address qualifies.
- Coastal zone: much of Point Loma is in the coastal zone, where an ADU may need a coastal development permit or exemption and must stay under the 30-foot coastal height limit.
- Rules change, so confirm details with the City of San Diego before you design.
What clients say
“The process of selling our home was incredibly smooth and not stressful one bit because of Zach! Our house was only on the market for 4 days and we got $50,000 over asking!”
“This was our 3rd time selling a home and Zach was the best agent we've ever worked with. He has a dialed in process, he's organized and he's data driven.”
“We were told not to expect a “deal”—just to get in the market and start building equity. But Zach found us a steal.”
Point Loma questions
Who is a good real estate agent in Point Loma?
Look for an agent with recent Point Loma purchases and sales, strong reviews, and a clear plan for pricing or offers. I’m a real estate broker who has personally closed $201 million in home sales across 267 transactions, and I have a 5.0-star rating from 163 Google reviews.
How much is my Point Loma home worth?
It depends on recent sales of similar homes near yours. The median home in 92106 sold for $1,722,494 in September 2026, but values vary a lot between townhomes near Liberty Station, mid-century homes in Roseville, and bay-view homes in La Playa. Request a free value analysis and I’ll price your home from nearby sold homes.
How long does it take to sell a home in Point Loma?
Homes in 92106 sold in a median of 26 days in September 2026. Most sellers spend another two to three weeks getting ready to list, and escrow usually takes about 30 days after an offer is accepted.
Can I build an ADU on my Point Loma property?
Most single-family lots in Point Loma can add a detached ADU of up to 1,200 square feet, a converted ADU, and a JADU of up to 500 square feet, under City of San Diego rules. Slope, coastal zone review, and the 30-foot height limit are the details to check first.
What area does 92106 cover?
92106 covers most of the Point Loma peninsula, including La Playa, Roseville-Fleetridge, the Wooded Area, Shelter Island, and Liberty Station, down to Cabrillo National Monument.
Can you help me sell my Point Loma home and buy my next one?
Yes. I coordinate both sides so your sale and purchase line up, and as a licensed loan originator I can help you understand financing for the next home.
Buying or selling in Point Loma?
Start with a value analysis from recent Point Loma sales, or call me to talk through your plans.