San Carlos real estate agent for buying, selling, and ADUs.
I’m Zach, a real estate broker at Utmost. I’ve personally closed $201 million in home sales across 267 transactions, I’ve helped San Carlos buyers and sellers with everything from townhomes near Lake Murray to single-family homes below Cowles Mountain, and I help owners plan ADUs here too.
Market figures: Redfin, 92119, September 2026. Updated monthly.
Recent San Carlos Sales
Represented the buyers on their first investment property.
Represented investors buying through a 1031 exchange.
Represented the sellers of this townhome near Lake Murray.
Represented the sellers. Sold over the original list price after 2 days on the market.
Selling on Golfcrest Drive
I priced the single-story San Carlos home from recent sales nearby and launched it ready to show. It went under contract two days later, for more than the original asking price.
The San Carlos housing market
In September 2026, the median home in 92119 sold for $988,709, up 4.1% from a year earlier. Homes sold in a median of 27 days, for 99.1% of list price on average, and 85 homes sold, up from 75 a year before.
If you’re selling
Prices are up from last year and more homes are selling. Homes priced from the right nearby sales are selling for close to full price in about four weeks, while homes priced too high tend to sit.
If you’re buying
San Carlos offers mid-century single-family homes next to Mission Trails and Lake Murray, plus condos and townhomes at lower price points. Get pre-approved so you’re ready when the right home comes up.
If you own and want more income
Many San Carlos lots have room for a detached ADU or a garage conversion. Hillside lots need a closer look at access and grading before you design.
San Carlos neighborhoods
San Carlos
Mid-century single-family homes on the slopes below Cowles Mountain, the highest point in the City of San Diego, with the main trailhead at Golfcrest Drive and Navajo Road.
Lake Murray
Homes, condos, and townhomes around Lake Murray, a city reservoir with a paved path along the shore that’s popular for walking, running, and biking.
Along Mission Trails
Streets on the northern and eastern edge of 92119 back up to Mission Trails Regional Park, one of the largest urban parks in the country, with miles of hiking and biking trails.
Navajo Road
Shopping centers, restaurants, condos, and townhomes along Navajo Road and Lake Murray Boulevard, with quick access to Highway 125 and Interstate 8.
Schools: most San Carlos homes are in the San Diego Unified School District. Check boundaries for a specific address on the district site.
Between Lake Murray, Cowles Mountain, and Mission Trails, San Carlos puts open space a few minutes from home, with an easy drive to SDSU, Mission Valley, and downtown. I’ll help you find the street that fits.
Adding an ADU in San Carlos
San Carlos is in the City of San Diego, so ADUs follow the city’s rules. Here is what shapes most projects.
- How many: a single-family lot can usually add one detached ADU, one converted ADU, and one JADU of up to 500 square feet inside the home.
- Size and setbacks: a detached ADU can be up to 1,200 square feet, with 4-foot side and rear setbacks.
- Parking: usually none required within a half mile of major transit. Much of San Carlos is farther from transit, so check whether your address qualifies.
- Bonus ADUs: the city’s ADU Home Density Bonus Program can allow more units on some lots, but the City Council narrowed it in 2025 and added parking and fee requirements for many projects.
- Rules change, so confirm details with the City of San Diego before you design.
What San Carlos clients say
“Working with Zach on our first investment property was an incredible experience. He kept us focused on our goals and brought invaluable expertise in ADU conversions and general remodeling.”
“He clearly interpreted and understood our business goals and made sure to develop strategies that always worked towards those objectives.”
“As first-time homebuyers, my husband and I are so grateful that we chose Zach to work with us when finding a home for our family.”
San Carlos questions
Who is a good real estate agent in San Carlos?
Look for an agent with recent San Carlos purchases and sales, strong reviews, and a clear plan for pricing or offers. I’m a real estate broker who has personally closed $201 million in home sales across 267 transactions, and I have a 5.0-star rating from 163 Google reviews.
How much is my San Carlos home worth?
It depends on recent sales of similar homes near yours. The median home in 92119 sold for $988,709 in September 2026, but values vary a lot between condos near Navajo Road, homes around Lake Murray, and single-family homes below Cowles Mountain. Request a free value analysis and I’ll price your home from nearby sold homes.
How long does it take to sell a home in San Carlos?
Homes in 92119 sold in a median of 27 days in September 2026. Most sellers spend another two to three weeks getting ready to list, and escrow usually takes about 30 days after an offer is accepted.
Can I build an ADU on my San Carlos property?
Most single-family lots in San Carlos can add a detached ADU of up to 1,200 square feet, a converted ADU, and a JADU of up to 500 square feet, under City of San Diego rules. Lot slope, access, and parking near transit are the details to check first.
What area does 92119 cover?
92119 covers San Carlos and the Lake Murray area on the San Diego side, including the neighborhoods along Navajo Road, next to Mission Trails Regional Park and La Mesa.
Can you help me sell my San Carlos home and buy my next one?
Yes. I coordinate both sides so your sale and purchase line up, and as a licensed loan originator I can help you understand financing for the next home.
Buying or selling in San Carlos?
Start with a value analysis from recent San Carlos sales, or call me to talk through your plans.